Impact Assessment of Bangladesh Bank's Re-finance Scheme for Financing Agricultural & Non-farm Rural Borrowers of Bangladesh Krishi Bank and Rajshahi Krishi Unnayan Bank

The main objective of this study report is to find out the impact(s) of the refinance scheme of Bangladesh Bank (BB) through comparing the economic well-being of the target group people who have taken loan from BKB and RAKUB with a control group people who have not taken loan from these two banks. This study has also tried to examine the impact(s) of re-finance scheme on the balance sheets of these two banks. Survey data received from the selected 128 branches of BKB and RAKUB dealing with agricultural and non-farm rural credit have been analyzed for finding out existing problems of BKB and RAKUB.